Mortgage Relief Solutions
Ways We Can Help
Every homeowner’s situation is different — which is why we offer multiple pathways to help you protect your home, access equity, or create time to stabilize your finances.
Below are some of the most common solutions we structure for our clients.
Offered Through Your Mortgage Company
Creative Solutions (Where We Step In)
1️⃣ Loan Modification
“Payment reduced, stress diffused — new terms to get you re-used.”
(Restructures your loan to make payments affordable.)
2️⃣ Forbearance Plan
“Pause the pay, catch up another day — short-term relief to find your way.”
(Temporary payment pause or reduction.)
3️⃣ Repayment Plan
“Spread it wide, take it in stride — past-due balance re-applied.”
(Catch up over time in smaller portions.)
4️⃣ Reinstatement
“Pay it back, get back on track — stop foreclosure in one lump stack.”
(Pay total arrears to bring loan current.)
8️⃣ Private Loan
“Borrow your equity to fix the emergency.”
(Private funds based on home value, not credit.)
9️⃣ Reverse Mortgage 55+
“Your age & equity is security — no monthly payments, more stability.”
(Convert your home’s equity into cash or income while keeping ownership, with no required monthly mortgage payments.)
🔟 Rent Back
“Sell today, in your home you stay — rent it back while you find your way.”
(You sell the home but remain living in it as a tenant for an agreed time, then buy it back)
1️⃣1️⃣ Subject to/ Take Over
“We bring the funds, the foreclosure ends.”
(They pay arrears, take over payments, you receive equity compensation.)
5️⃣ Deed in Lieu of Foreclosure
“Hand back keys, skip the fees — avoid foreclosure with more ease.”
6️⃣ Sell Your Home Traditionally
“List it right, protect your fight — sell before the auction night.”
7️⃣ Foreclosure (Last Resort)
“Do nothing at all — the bank takes the call.”
(Not recommended, but it is technically an outcome.)
1️⃣2️⃣ Partnership / JV Flip
“We fund repairs, profits shared.”
(Investor renovates → home sells for max value → equity split.)
1️⃣3️⃣ Sell & Protect Your Equity (Last Option)
“If you can’t keep the home — don’t leave empty-handed alone.”
(Sell before foreclosure to preserve wealth.)
🔹 AB-2424 Foreclosure Postponement
“Put it on the market — that’s the start,
AB-2424 buys time without bankruptcy playing a part.”
(Listing your home may allow the foreclosure sale to be postponed for up to 3 months under AB-2424, creating time to sell or secure another solution without needing to file bankruptcy.)
Offered Through Your Mortgage Company
1️⃣ Loan Modification
“Payment reduced, stress diffused — new terms to get you re-used.”
(Restructures your loan to make payments affordable.)
2️⃣ Forbearance Plan
Consultation
3️⃣ Repayment Plan
“Spread it wide, take it in stride — past-due balance re-applied.”
(Catch up over time in smaller portions.)
4️⃣ Reinstatement
Education
Knowledge Empowerment
Consultation
“Pay it back, get back on track — stop foreclosure in one lump stack.”
(Pay total arrears to bring loan current.)
5️⃣ Deed in Lieu of Foreclosure
“Hand back keys, skip the fees — avoid foreclosure with more ease.”
6️⃣ Sell Your Home Traditionally
“List it right, protect your fight — sell before the auction night.”
7️⃣ Foreclosure (Last Resort)
Advocacy
Your Voice
We advocate for your interests, working with lenders and legal entities to ensure your rights are upheld. Our mission is to provide homeowners with a reliable partner in negotiating favorable outcomes.
“Do nothing at all — the bank takes the call.”
(Not recommended, but it is technically an outcome.)